A drawback to this card is the $80,000 minimum annual income requirement (or $150,000 for the household), which will put it out of reach for some. Fight back! To prevent this from happening, just click the . I'm more interested in electronics or a way to convert them into cash. We will only use your email address to notify you that registration has opened and not for Loblaw customer marketing or any other purpose, unless you have already given us your consent to do so, Loblaw says. By Radiyah Chowdhury Find the best mortgage rates and see whats available on the market now. Because this is a travel-based card, it should come as no surprise that there are some sweet perks geared toward frequent flyers and drivers, like emergency medical coverage and car rental theft and damage coverage. For users logging in via Facebook. Please visit each company's website for additional terms and conditions. Since 1919, we've innovated the grocery retail experience to better serve Canadians. Easy to use! Similar to Costco, No Frills only accepts Mastercard. If you know someone who wants to save money on groceries or is a fan of No Frills, pick up a No Frills gift card as a thoughtful, practical gift. Starting today, you can get a free $25 gift card from Loblaws. Looking for a credit card? Questions about insurance for your new home? I like the companys commitment to avoid any fine-print restrictions. Plus, you can earn 2% on a third category of your choice just by having your rewards deposited into your Tangerine Savings Account. to colleagues, clients or customers, or inquire about Good Luck. We've been expanding on that friendly neighborhood vibe ever since and now have five locations across Texas. All trademarks shown are the property of their respective owners and are used with their permission. Did you get hit with customs/duties/import charges on an Amazon.ca purchase? Absolutely everybody in Canada. To order Registered charities can issue official donation receipts for income tax purposes for the eligible amount of gifts of gift certificates and gift cards under specific circumstances. I do the RBC way, but there's also the MBNA with the (3?/6?) Learn more at our resource centre. As some mentioned above "buy PC gift cards with 4% Visa at Loblaws or RCSS and use them at No Frills" -- is kinda cool option also especially if you shop at No Frills frequent enough / spend / can "kill" the gc fast enough. [RedFlagDeals.com] As soon as you have 10,000 PC Optimum points, you can redeem for up to $10 worth of free stuff at any participating store or online at Beautyboutique.ca , JoeFresh.ca and PC Express websites. In response, the company haslaunched a websitewhere customers can register for a $25 gift card, which can be used at any Loblaw Co. store, including Loblaws, Provigo, Valu-Mart and No Frills. Theyll update your transaction. presentation-ready copies of Toronto Star content for distribution Costco exclusively accepts Mastercard credit cards (sorry Visa users.) / Livraison ultra rapide! Allrightsreserved. Unlike the other websites, youll have to pay in full at first. All you need is a registered PC Optimum card and PC Id to sign in to all online platforms associated with Presidents Choice (Joe Fresh, Shoppers, Loblaws). Coincards.ca Customer (verified owner) April 15, 2020. . I use pc world elite mastercard quicker way to collect pc points. Allrightsreserved. Our very best stories, recipes, style and shopping tips, horoscopes and special offers. Where to buy real estate now: How we found the best deals in Canada, Private: Best online brokers in Canada for 2021, Private: A guide to the best robo-advisors in Canada for 2022, The best high-interest savings accounts in Canada for 2023, Compare the best GIC rates in Canada 2023, 30 PC points per $1 at Loblaw banner grocery stores. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Is there a deadline to apply for the card? . Sign up now. THE LOBLAW CARD PROGRAM IS NOW CLOSED. Want to earn points toward next years vacation while you cover this weeks grocery haul? Many people have assumed the card offer is part of a settlement deal with the Competition Bureau. In addition to earning cash back on groceries, this card earns you 1% on recurring bill payments and an unlimited 0.5% on other spending. In Ontario: Loblaws, No Frills, Valu-mart, Fortinos, Zehrs, Bloor Street Market, Independent City Market, Cash and Carry, Real Canadian Superstore, Real Canadian Wholesale Club, Wholesale Club, Your Independent Grocer. By offering only a limited but curated selection of items, the prices at No Frills can be lower than most other grocery stores and outlets. Can it be used at any store or just one location? The systems are a bit different, at Loblaw branded stores (Loblaws, RCSS, No Frills, etc) you can redeem points and still get your full point earnings. While our goal is to provide accurate and up-to-date financial content, we encourage readers to practice critical thinking and cross-reference information with their own sourcesespecially before making any financial decisions. permissions/licensing, please go to: www.TorontoStarReprints.com. $150 gift voucher just for you for purchase of any Galaxy Z Flip4 or Galaxy Z Fold4 smartphone, [PC Express] You can donate your points through the PC Optimum website. LOVE. If you aren't keen on using the card yourself,it seems Loblaws will send a card directly to a cause you designate. Other great cards to use at Costco include the BMO CashBack World Elite Mastercard and the Rogers World Elite Mastercard. I don't want to go in and talk to a cashier because honestly, they're told the basics on how to sell it and I doubt they have actual financial information. Unlike Costco, however, No Frills is categorized as a grocery store by Mastercard and is owned by Loblaws Companies Limited, which opens up more credit card options and opportunities to save. Looking for a credit card? Find a no frills that accepts Visa and use that no frills. As with other credit card purchases, however, make sure you have the money needed to pay off your credit card balance at the end of the month. Black Business and Professional Association (BBPA). Top-rated by thousands of happy customers. I just want to do in there with the information myself and be in/out, lol. The President's Choice Financial MasterCard is a basic no-fee credit card that is ideal for families and individuals who frequent stores where President's Choice products are sold, including Joe Fresh, Loblaws, Real Canadian Superstore, and more. is a good card to look at. In itsterms and conditions, Loblaws also notes the card can't be used to purchase alcohol or tobacco, and it can't be reimbursed for cash. That said, we think its a lovely idea, as were already a leading contributor to food charities nationwide. Cards can be used for all in-store purchases except another Corporate Gift Card (grocery, fuel or liquor), 3rd party cards in Thrifty Foods, Needs and all banners in Quebec or as prohibited by law. With the card in hand, customers could easily buy food for themselves or for a food bank.. Use them at Superstore for anything else. rights reserved. Jennifer Browne is a Contributing Staff Writer for the Studio department focused on sponsored content and is based in Toronto, Canada. Only logged in customers who have purchased this product may leave a review. If you spend as much on groceries as you do on gas, look for a card that offers high earn rates on both spending categories. President's Choice and Joe Fresh gift cards: Can be redeemed at all participating Loblaw banner stores across Canada. Gift Card Value $ 100.00 In stock Add to cart Add to Wishlist Share Let's say you buy something on the Loblaw grocery side using your PC gift card. Get your No Frills gift cards through the Rakuten.ca Gift Card Shop and you'll earn Cash Back with every gift card you buy. Using your credit card for grocery purchases can help offset the rising costs of groceries in Canada. Product information and details vary for Quebec. EDIT: I GENUINELY APPRECIATE EVERYONE'S RESPONSES. This card offers 4% cash back on groceries and is part of the Visa Infinite family, which means cardholders receive perks including concierge service, and wine and dining experiences. Keep in mind, though, that earnings are capped at $500 spent per statement period, so if you spend more than $500 per month on groceries, youll want to consider another card in order to reap the full benefits. And can you lose out on future court or consumer class action settlements if you accept the offer? You collect bonus points on purchases a base amount per dollar plus extra bonus points for special deals. Buy No Frills Gift Cards and Earn up to 1.50% BACK! No Frills also has the benefit of allowing you to collect PC optimum points, whereas Food Basics has no points program at all. The content provided on our site is for information only; it is not meant to be relied on or used in lieu of advice from a professional. Visit our store locator to find a location nearest you. Then send your cards to the food bank. She had about 6,000 retweets. . Between big no-name brand savings, the quality of a Loblaw market and special No Frills deals and promos, you can make your gift card balance last so long while getting great food for less. Shoppers Drug Mart and Beauty Boutique gift cards: Can be redeemed at all Shoppers Drug Mart and Pharmaprix stores across Canada. To participate, you must be a Canadian resident, 14 years of age or older, and must obtain the consent of your parent or legal guardian if you are under the age of majority in the province or territory in which you reside, and such consent is a requirement in the jurisdiction of your residence. YOU, which supports womens health charities. considering these are just prepaid cards, you can probably go to no frills / superstore / loblaws etc and buy gift cards for whatever place you want. Narcity Media Inc. Its a public relations move by Loblaw to win back shoppers. About No Frills Select No Frills Gift Card Value You May Also Like Pizza Pizza Gift Cards 7.50% Back All Walmart may be synonymous with groceries for you, but not all credit cards recognize Walmart as a grocery store. While American Express and Visa are accepted at Walmart, neither credit card company categorizes Walmart on their merchant code system as a grocery store. We make good food affordable; health, beauty and wellness accessible; saving for the future possible; and essential style achievable. It does bear mentioning that because this is an American Express card, it is not accepted at every storebut if youre a shopper at Food Basics, Longos, McEwan, Metro, Pusateris, Rabba, Safeway, Sobeys or Whole Foods, youre golden. No Frills has only ever accepted Mastercard In Store chain wide. The cards have no expiry date. Option carte cadeau aux caisses self-service. . (TermsofUse,PrivacyPolicy, Manage Consent, Do Not Sell My Data). [RedFlagDeals.com] Order gift cards online securely. While it used to be that No Frills only accepted Mastercard, like Costco, the grocery chain now accepts both Visa and Mastercard. Thats why we categorized the MBNA Rewards World Elite Mastercard as the best credit card for use at Costco, since it earns double the pointsregardless of the purchase category. Newspapers Limited, 8 Spadina Avenue, 10th Floor, Toronto, ON M5V 0S8. , since it earns double the pointsregardless of the purchase category. Republication or distribution of this content is It earns you 3% on online purchases from Walmart (and1.25% when shopping in store and 1% at all other grocery stores). 8, 2023. Youll earn a healthy 4% on groceries, as well as subscription services like Netflix and recurring bill payments, while transportation costs (including Uber) and gas earn at 2% (up to an annual total spend of $25,000; after that the earn rate drops to 1%). Find the card that fits your needs with our handy comparison tool. Between big no-name brand savings, the quality of a Loblaw market and special No Frills deals and promos, you can make your gift card balance last so long while getting great food for less. If you'd like more information about Loblaws at (Steveston Hwy 12339 in Richmond), Kimbino's got you covered. Yes. Neither are available with the Scotiabank Gold. 2 confirmations on the blockchain / Instantly with the Bitcoin lightning network. Kimbino helps you find everything you need includng the store's address, telephone number and store hours. Applicable Convenience Fee: 5% Delivery Standard: 2 confirmations on the blockchain / Instantly with the Bitcoin lightning network! For complete and current information on any product, please visit the providers website. Canadas best instant approval credit cards, Canadas best no foreign transaction fee credit cards, Calculating how much money youll need at retirement. In your opinion is it actually worth it? The gift cards will arrive by mail withinsix weeks of registration, according to the company, though in some cases it could take up to 12 weeks. MoneySense is owned by Ratehub Inc., but remains editorially independent. We are Loblaw. we're going to reset your session and you're going to lose the items that are currently in your basket. Starting Mon., Jan. 8, you can register to receive a $25 card from Loblaw Companies Ltd. Its not a gift card you can use anywhere. In addition to being a no-fee card, this is a stand-out because your cash-back earnings are unlimited, meaning that your regular 2% earnings dont have a cap. (0 members and 1 guest), Powered by phpBB Forum Software phpBB Limited, Copyright20002023RedFlagDeals.com. We [Mississauga Food Bank] are not permitted by the CRA to give you a tax receipt for a gift card. Aside from 4% cash back on groceries and gastwo very popular spending categoriesthe Meridian remains strong by offering 2% back on drug store purchases and recurring bills. . But as stated by. In under 60 seconds, CardFinder narrows down your top matches without impacting your credit score, no SIN required. See in-store display and individual cards for terms and conditions of use. If you aren't interested in maximizing your PC Optimum points by using a PC Mastercard, there are other credit cards you can use at Loblaws stores. $150 worth of "Bread Cards" could be free groceries for a week or two for a lot of people. Can you donate your $25 card to a nonprofit group or charity? Our Advertisers/partners are also not responsible for the accuracy of the information on our site. The merchants represented are not sponsors of Coincards or otherwise affiliated with Coincards. Receive up to 1.50% cash back on No Frills gift cards from MyGiftCardsPlus. (The Canadian Press), Conversations are opinions of our readers and are subject to the, The Toronto Star and thestar.com, each property of Toronto Star That said, the Scotiabank Gold American Express is still a great card. The PC Financial Mastercard and the PC Money Account are great ways to earn PC Optimum points on all your gift card purchases. If you'd like more information about Loblaws at (Bullock Dr 200 in Markham), Kimbino's got you covered. Compensating customers in price-fixing cases can take many years, while the $25 card will be available more quickly. Updated June 9, 2020, With much of our shopping occurring online these days, many of the perks of customer loyalty programs still continue virtually. For example, they arent accepted at No Frills and Costco. . [Note: if youre getting groceries delivered via Instacart, you can collect PC points for each order, but you cant redeem them.]. I use Airmiles for my grocery shopping at Thrifty Foods here in BC - part of . Once you sign in with your PC Id, fill up your cart and head to checkout. All Superstore/No frills/Loblaw cards can be used in all Loblaw stores (and so can be used at Superstore/No Frills). Every 10,000 points is like $10 in free stuff You can save your points for up to a maximum of $500 off on any one purchase. I'm all for saving a dollar, but a lot of programs end up not being worth the time versus money debate, IMO. PC Financial World Elite Mastercard . (There are 10 categories in total, including drug store, gas, hotel and motel accommodations, restaurants, furniture, recurring bill payments, home improvement, entertainment, and public transportation and parking.) Fonctionne au Provigo (ville de Quebec). Use these regularly at No Frills, Lowblaws and Superstore every week with no issues. 1% on recurring bills; 20.99% APR. Looking for the right auto insurance plan? Make sure youve registered your PC Optimum card online and that youve created a PC Id for yourselfyoull need it to pay with points when checking out online. Contest Rules: Open to Canada Quebec Friendly Age of Majority Daily Entry Click Here to Enter This No Frills Contest Ends April 02, 2023 Everything else earns at a rate of 1 point per $1. Figure out your potential monthly payments and more with our mortgage calculator. Check out our FAQ page for more information or reach out to us directly. Not all cards shown are available in all locations. Get cash back on gift cards to over 100 retailers and restaurants. Use this app to shop groceries from your favourite stores with convenient pickup or delivery options. With the card in hand, customers could easily buy food for themselves or for a food bank.. It's not a gift card you can use anywhere. Youll need to redeem a minimum of $10 or 10,000 worth of points. Other great cards to use at Costco include the BMO CashBack World Elite Mastercard and the Rogers World Elite Mastercard. For instance, while the. $25 LOBLAW CARD Loblaw discovered that Canadians were overcharged for the cost of some packaged bread products in our stores and other grocery stores across Canada. I buy PC gift cards with my 4% Visa at Loblaws or RCSS and use them at No Frills. St. Joseph Communications uses cookies for personalization, to customize its online advertisements, and for other purposes. Heres how it works: For every point you earn, you get $0.01 redeemable toward travel, which is easy to figure out and calculate. The manned checkouts are still MC only. To be eligible, users mustbe the age of majority or older in their province (18 years old inAlberta, Manitoba, Ontario, Prince Edward Island, Qubec, or Saskatchewan, 19 years old elsewhere) and have bought bread products from a Loblaw Co. retailer between Jan. 1, 2002 and March 1, 2015. Then send your cards to the food bank. Is there a delay on when I can redeem my gift card? Gift cards are a better way to give than dropping off food, he says. For example, if you dont use credit for groceries very often, you may be better off with a no-fee credit cardotherwise, any rewards you receive may be offset by the annual fee. My local No Frills has started taking Visa (along with MC) at self-checkouts only. Once your gift card is activated, you can enter your gift card number and PIN code to check your balance. Take stock of your shopping habits, and get ready to cash in on the rewards. The Gift of Choice gift card selection is available at participating Loblaw banner stores where Presidents Choiceproducts are sold. It was created by Loblaw, independent of any bureau involvement. As an Amex cardholder, you get access to its Front of the Line Presale & Reserved program, including invites for entertainment ticket pre-sales and advanced movie screenings and more. How frequently you use your credit card for grocery purchases, where you choose to shop, and what secondary purchase categories you spend the most money on will determine the best card for you. Toronto Star columnist Gail Vaz-Oxlade told people to do that in a Dec. 20 tweet: Everybody. What proof is required? By accepting all cookies, you agree to our use of cookies to deliver and maintain our services and site, improve the quality of Reddit, personalize Reddit content and advertising, and measure the effectiveness of advertising. Myself and my family (also have uncle/aunt that live next door) received our cards this week and they gave them to me so I have $150 worth of cards to use (since I registered for them, they weren't expecting to receive anything at all). The American Express Cobalt and Scotiabank Gold American Express* offer the most bonus points for grocery purchases on our list, but they arent as widely accepted as some other cards. The company hashas also saidthat accepting the gift card will not prevent customers from pursuing other forms of compensation. It may seem like a paltry sum to some people but its real money, its currency, so it can do a lot of good for those struggling on lower incomes, says Roy Weber, managing director of Community Charity Services for the Waterloo region in Ontario. Select a pickup location close to you and a time slot, log in with your PC Id and shop from the grocery items listed. We are committed to looking at all available products in the market, and where a product ranks in our article or whether or not it's included in the first place is never driven by compensation. Will the information on the registration form be kept secure? If youve already registered and linked your card with your account, go on Joe Freshs website and sign in. Here is a full list of Loblaw-operated stores. In late December, Loblaw and parent George Weston Ltd. said they became aware of an arrangement to co-ordinate retail and wholesale prices on some packaged breads from late 2001 until March 2015. Since you say you got them for those other people in the first place, why not stay true to that spirit and get things for them that they want or need? Not only are you saving 20% off the regular price, . Best groceries and gas card (tie) CIBC Dividend Visa . This copy is for your personal non-commercial use only. No Frills Contact Details Phone: 1-800-567-8683 (Quebec) 1-866-987-6453 (Ontario) Address: Everybody likes flexible rewards, and cash is the most flexible around. How Your Personal Information Will Be Used and Shared Your Personal Information will be used to verify your eligibility to receive a $25 Loblaw Card, communicate with you, fulfill and distribute cards, process card transactions, verify your identity, provide customer service, process claims for lost or stolen cards, reduce the risk of fraud, track and prove card activation and use, and for . Delivered a couple of times a week. Every cardholder is given a 2% return on spending in two categories of their choice, of which groceries is one. 10,000 PC Optimum points are worth $10. trending stories every day. You can use the free $25 at any Loblaws, or any Loblaws-operated stores. * Save money when you buy No Frills gift cards. The Canadian retailer is offering customers free moneyas a goodwill gesture after admitting the company participated in an industry-wide bread price-fixing arrangement. Get your No Frills gift cards through the Rakuten.ca Gift Card Shop and youll earn Cash Back with every gift card you buy. If you read something you feel is incorrect or misleading, we would love to hear from you. Plus, the welcome offer is pretty sweet. Who is eligible? Assuming you wont lose any legal rights and that your privacy will be safeguarded you might as well register for the card. For example, the BMO CashBack Mastercard earns 3% on groceries, but at Costco you earn the cards base earn rate of 0.5% on your purchases. Your email address wont be used for other purposes unless you give consent, and it must be deleted when no longer needed for the purpose for which it was collected. There is always the first time. PC Optimum points are easily redeemed at the checkout counter starting at 10,000 points (which is equal to $10) and can be used on any products in participating stores. And considering that in 2022 the. No Frills was started in Toronto back in 1978 by Loblaws. Plus, save up to $0.10 per litre at participating Chevron, Ultramar and Pioneer gas stations when you link your card with Journie Rewards. So you can sometimes save at No Frills. Our Loblaw Family of Gift Cards Where can I redeem my gift card? Mar. Gift cards never expire. Open flyer. Costco exclusively accepts Mastercard credit cards (sorry Visa users.) Open flyer. While this card doesnt offer too much in the way of perks, like the card above, Get more details about the Tangerine Money-Back Credit Card*, 4% cash back on gas; 2% on dining, daily transit and recurring bills; 1% on everything else. Go to ebates.ca -> gift card shop, purchase a Superstore gift card (3% cashback now, usually it is 1%) using your Visa or AmEx (via PayPal), and get the card within one week. Presidents Choice and Joe Fresh gift cards: Can be redeemed at all participating Loblaw banner stores across Canada. MoneySense is not responsible for content on external sites that we may link to in articles. Gas purchases at Esso and Mobil earn at least 30 points per litre, making this an all-around valuable card for everyday living expenses. Check your Card balance in store, or by calling 1-800- 832-0717. La commis a du lancer une etape pour mettre le code NIP, ca bien marche du premier coup! AscendingDescending, There is currently 1 user viewing this thread. If you qualify for the WE and can get over the limit fluctuations of the PC card, that's probably the simplest solution. Not all cards shown are available in all locations. AscendingDescending, There is currently 1 user viewing this thread. No Frills weekly flyer / circulaire. Days remaining: 8. . Grab a No Frills gift card for yourself to earn Cash Back while getting the convenience and security of a gift card while shopping. Be sure to review the providers terms and conditions for all products and services displayed on MoneySense.ca. If you prefer to add to cart at Walmart.ca for grocery pickup and grocery delivery, the. Once your . PC Express is a service that allows you to order for pickup from grocery stores affiliated with Presidents Choicemeaning no time spent waiting in lines or dodging other customers in crowded aisles. While our editorial team does its best to ensure accuracy, details change and mistakes happen. I never understand these types of Questions. That said, we think its a lovely idea, as were already a leading contributor to food charities nationwide. Here are answers to these and other questions. Our pick for the best gas and grocery credit card in Canada was a draw, with each card boasting 4% cash back on both filling your tank and your fridge, as well as some pretty decent earn rates in other categories and perks. Choose pickup at a PC Express location near you or use your postal code to see which. Elsewhere in Canada: Atlantic Superstore, Cash & Carry, Club Entrepot, Dominion (in Newfoundland and Labrador), Extra Foods, Maxi, Maxi & Cie, Presto, Provigo, Provigo Le Marche. If you do not yet have a Torstar account, you can create one now (it is free), Copyright owned or licensed by Toronto Star Newspapers Limited. Go to the Loblaw Card Program website (www.loblawcard.ca) and enter your email address. ( None of No Frills accept Visa and Amex? Privacy Policy. The Meridian has some good included insurance and carries the increasingly popular mobile device coverage. Don't worry, sports fanatics -- with the NFL ticket and every other major channel, you'll never miss a game. This is a "loss leader" for CTFS, hoping that if you were to choose between PCO and CTFS, you'd pick them, Use 4% G&G VISA at partner PCO grocer to buy gift cards (PCO/Loblaws GC) to use at NF, Get ITIN, make a trip to the Mid-West, grab Huntington Voice Cashback MC, 4%/1cat (you choose which cat, kinda like Tang), $7k (USD) quarterly spend cap for accelerator, no-AF, no-FTF and sting NF with heftier merch fees for using a foreign issued card. Then you can choose to use it or give it to a worthy cause. 3% cash back on groceries, up to $500 per month. If youre looking for the best no-fee cash back grocery credit card, look no further. CIBC Spring 2023 Credit card offers, up to 55K Aeroplan points, AERO Chocolate - trade a stressful texting moment (100 words) for a free product coupon *YMMV*. No Frills weekly flyer / circulaire. Is there a delay on when I can redeem my gift card? In Ontario: Loblaws, No Frills, Valu-mart, Fortinos, Zehrs, Bloor Street Market, Independent City Market, Cash and Carry, Real Canadian Superstore, Real Canadian Wholesale Club, Wholesale Club, Your Independent Grocer. Which card you choose will really depend on where you tend to spend more, and what perks are most useful to you. Learn more at our resource centre. This can help reduce the overall cost of groceries, especially if you are strategic about where and how you shop. Youll earn a healthy 4% on groceries, as well as subscription services like Netflix and recurring bill payments, while transportation costs (including Uber) and gas earn at 2% (up to an annual total spend of $25,000; after that the earn rate drops to 1%). If you prefer to add to cart at Walmart.ca for grocery pickup and grocery delivery, the Walmart World Mastercard is a good card to look at. By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. especially if you collect PCO Points too Great way to turn $ 150 into even greater value Can I use my optimum points to buy gift cards? The, A drawback to this card is the $80,000 minimum annual income requirement (or $150,000 for the household), which will put it out of reach for some. ), Display posts from previous: All postsLast dayLast 7 daysLast 2 weeksLast monthLast 3 months6 MonthsLast year, Sort by AuthorPost time If you accept the card, will you lose out on possible settlements of future class action suits? You will be leaving MoneySense. The 3% cash back on grocery purchases, no annual fee, and solid earn rates in other categories have made this card is a standout in the category.
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